Singapore Executive Condo




Am I Eligibile for an EC?

Only applicants who met the prevailing eligibility criteria are allowed to purchase an EC unit.

Detailed eligibility checks on elgibility criteria of applicant(s) and persons listed in the Application form will be conducted upon the receipt of all required documents. All decisons made by the Developer and HDB shall be final and conclusive.


Eligibility Art

Basic Eligibility To Purchase

  1. The main applicant must be a Singapore Citizen, above 21 years of age. He/She must form a valid family nucleus with a co-applicant or essential occupier, to buy the EC under one of the HDB’s eligibility schemes: Public / Fiance & Fiancee / Orphans / Joint Singles (at least 35 years of age).
  2. The co-applicant/essential occupier must either be a Singapore Citizen (SC) or Singapore Permanent Citizen (SPR). 
  3. Gross monthly household income must not exceed  $16,000.
  4. Prior to application date, applicant(s) and essential occupier(s) must not own private properties or had disposed of any private properties within the past 30 months.
  5. Applicant(s) and essential occupier(s) must not bought any of following housing units more than once:
    * A new flat directly from HDB
    * A resale unit with CPF Housing Grant
    * A DBSS unit from developer
    * An EC unit from developer

    (Terminology used in determining Housing Grant/Resale Levy:
      1st Timer:  Have not bought any of the above housing unit,
      2nd Timer: Had bought only once of the above housing unit)
  6. Time Bar

    a.   Existing owner of a new or resale HDB/DBSS Flat
    - From 30 Aug 2010, existing owner of new (direct) HDB/DBSS flat or resale flat with CPF Housing grant must meet the 5 years Minimum Occupation Period (MOP) before the application date to purchase an Executive Condominium (EC).
    - Existing owner of resale flat bought without CPF Housing grant before 12 Feb 2019 can appeal to purchase if the estimated completion date of the Executive Condominium meet the 5 years MOP requirement.

    b.   Existing/Ex owner of a EC flat
    Existing owner of an EC flat will need to meet the MOP requirement before the EC flat can be disposed.  Ex-owner of EC flat will need to wait out a 30-month period from the effective date of disposal before you can apply to buy another new Executive Condominium

    c.   A person who is divorced and his/her ex-spouse is an existing owner of a 'direct' flat may apply or be listed as an occupier if more than 3 years have lapsed from the date the divorce is finalised.  The divorced person may however, apply with his/her parents or new spouse or be listed as an occupier within the 3 years period.

    d.  From March 2012 onwards, applicants/essential occupiers who have booked a unit under the Build-To-Order (BTO) or Sale of Balance Flats (SBF) scheme and subsequently cancelled their applications will have to wait out a 1- year period from the date of cancellation before the application to purchase an EC. 

    e.  A person who bought an EC/DBSS flat with CPF Housing Grant and terminated the Sale and Purchase Agreement may apply to buy an EC unit on condition that a 5 year period has lapsed from the date of termination.


FAQs on Eligilibity to Purchase

+ 1. Can a person who is currently going through divorcee proceedings and waiting for divorce to be finalised, apply for an EC unit with his fiancee?

+ 2. If I owe HDB money, do I need to pay off my debts before I can buy and EC?

+ 3. Can I buy an EC unit if I have a minority interest in a private property?


For more Comprehensive Details, refer to  Eligibility to buy EC HDB Logo


Eligibility for CPF Housing Grant

The CPF Housing Grant is a housing subsidy (in the form of CPF monies) provided by the Government to assist Eligible First-Timer family to buy an Executive Condominium from the developer.

CPF Housing Grant for Family is available to Singapore citizens who have not previously enjoyed any housing subsidy and/or grant.  All aplicants also need to meet the prevailing eligibility conditions.

The eligbile family nucleuses for CPF Housing Grant are:
a. Married Couple
b. Fiance/Fiancee
c. Widowed/divorced person with child/children under his/her legal custody

Two single persons applying for an EC unit are not eligible for CPF Housing Grant.

The CPF Housing Grant Quantum for EC applicants are as follows:

EC Housing Grant

* Half Housing Grant applies, if one spouse/fiance has ever enjoyed the housing subsidy before.
* Singapore Citizen (SC) / Singapore Permanent Resident (SPR) household can apply for Citizen top-up, within 6 months from date of SPR obtaining citizenship or from date of the birth of a SC child.

 The CPF Housing Grant for Family (up to $30,000) can be used to pay the remaining downpayment of an Executive Condominium.

Applicants who applied for the CPF Housing Grant but do not complete the purchase of the EC after signing the Sale and Purchase Agreement will be required to return the CPF Housing Grant to the Government together with accrued interest.


FAQs for CPF Housing Grants

+ 1. How do I apply for the CPF Housing Grant?

+ 2. How will the CPF Housing Grant be given to buyers buying the EC unit?

+ 3. Am I eligible for CPF Housing Grant if I apply to buy an EC unit where the Temporary Occupation Permit for the EC has been obtained?

+ 4. Do I need to refund the CPF Housing Grant to the Government if I sell my EC unit in the open market after the 5 years Occupation peiod?

+ 5. Can I apply for the Special CPF Housing Grant and Proximity Housing Grant to buy the EC unit?


More about CPF Housing Grant for Family here.    HDB Logo




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"Thank you for patiently taking your time to show us the mock-up flats, explaining the orientation of the scale models and providing us with valuable insights into the project and financing options.

Both myself and my wife really appreciate your effort."

 -- Hairul

"Among the agents I have come across so far, you are one of those few whom I feel at ease and comfortable speaking to. This is my frank and sincere opinion.   You truly live up to your words “Honesty and Integrity”

-- Chee Kin

"Thanks for your very kind and helpful adivce.  The testimonials were very true indeed. Another agent from xxxx is trying to make me appoint him as sole agent for EC, but did nothing much to advise like you did.  I really appreciate it"

-- J Ong

From a satisfied client who was referred by his friend. 
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"He gave us good advice based on our requirements. ....
He paid details to every single stage of the process and returned all phone calls, texts and emails the same day.  We never felt neglected or unimportant."

-- Sean Lee



Take the first step in buying an EC
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